Your Mortgage
Made Easy!

Get your easy, hassle-free,
digital mortgage here.

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Phil Halm Mortgage Loan Originator


Welcome to Crossover Financial, where your dream home becomes a reality. Whether you're looking to buy your first home or considering refinancing options in Florida, Illinois, or Indiana.

I am here to guide you through the entire loan process, making it as smooth and stress-free as possible. Your dream of owning a home becomes my priority, and I leverage my deep understanding of the local market and loan products to help you achieve your homeownership goals.

Our dedication to customer satisfaction goes beyond just securing the right loan for you. We believe in fostering relationships built on trust, transparency, and open communication. I take the time to listen and understand your specific financial situation, tailoring loan options to suit your individual needs. No matter how complex your circumstances may be, I am committed to finding the best possible solution for you.

With a passion for helping others fulfill their dreams of owning a home, I am enthusiastic about being your go-to mortgage loan officer. Lets work together to explore all the possibilities and find the loan solution that sets you on the path to a brighter future. Reach out to Phil Halm at 708-692-4488 to get started on your homeownership journey today


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GETTING YOUR HOME LOAN
SHOULDN'T BE COMPLICATED

The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.

What our clients say about us!

Very personal extremely nice always answered my questions always answered the phone a totally wonderful experiance
Five stars I couldn't be happier to service was great everything was done fast no surprises
I recently bought a home and used Phil at Crossover Financial. He made the process very easy and fast, highly knowledgeable.
I could not have been happier, the process was painless and very comfortable. Phil went the extra mile to make sure that all things worked out for me and to my favor
Thank you Phil Halm for your professionalism and always being there for my clients. Phil makes it easier for me to do my job because he is good at his job. He always does what he promises to do and that is to get my serious clients pre-approved and follows up all the way to closing. Love working with Phil!!!
The entire loan application process was fast, it went smooth and was accurate right up to the closing. Thanks Phil - you were amazing!

Contact Us

448 Dixie Highway
Chicago Heights, IL 60411
Phone: 708 692 4488
phalm@crossoverfg.com