More Happy Homeowners

Very personal extremely nice always answered my questions always answered the phone a totally wonderful experiance

Five stars I couldn't be happier to service was great everything was done fast no surprises

I recently bought a home and used Phil at Crossover Financial. He made the process very easy and fast, highly knowledgeable.

I could not have been happier, the process was painless and very comfortable. Phil went the extra mile to make sure that all things worked out for me and to my favor

Thank you Phil Halm for your professionalism and always being there for my clients. Phil makes it easier for me to do my job because he is good at his job. He always does what he promises to do and that is to get my serious clients pre-approved and follows up all the way to closing. Love working with Phil!!!

The entire loan application process was fast, it went smooth and was accurate right up to the closing. Thanks Phil - you were amazing!